Pick the tool by the job, not by the brand. Studying breaks into three jobs that want different things: turning material into something you can drill, getting a hard concept explained, and grinding through practice problems. One app rarely wins all three, and the free versions are good enough that paying isn't the first move.
Gemini Notebook is the note-taking pick because it only reads what you feed it. Google renamed NotebookLM to Gemini Notebook in its help center; the product and the free limits carry over. Upload your slides, a textbook chapter, or a recorded lecture, and it builds flashcards, a study guide, quizzes, and an audio overview from those sources, with inline citations pointing back to your own pages. That grounding matters more than it sounds, and the reason comes up again below. For working through math, physics, or coding problems, free ChatGPT with Study Mode is the better fit, because it's built to coach instead of just answer.
Study and explain: when you need it taught, not told
The split here is subtle. "Explain photosynthesis" and "explain this paragraph I keep re-reading" are different requests. For the first, any frontier model is fine. For the second, you want a model that breaks a topic into steps and checks you're following.
Claude is the one to reach for. People described Claude Sonnet 4.6's teaching style as "YouTube explainer energy," and that's a fair tag for how Claude tends to work: it builds up a topic gradually, with analogies, instead of dumping a wall of definitions. Claude Free now defaults to Claude Sonnet 5, which replaced Sonnet 4.6 as the default model on Anthropic's Free and Pro plans; benchr has not compared how the two explain. The free tier runs into a usage cap that resets, but for a focused study session that's rarely a wall you hit. For where Sonnet 5 sits in the lineup, the Claude Sonnet 5 launch coverage has Anthropic's published figures, including a GPQA Diamond score of 92.0.
ChatGPT handles the same job well, and its Study Mode (introduced in July 2025 and available on every ChatGPT plan) deliberately slows things down, asking you questions back instead of racing to a conclusion. For class material in Google Classroom, eligible Workspace for Education users can instead create personal class notebooks in Gemini Notebook, grounded in instructor-provided material. Availability depends on the school account and admin settings; this is a Gemini Notebook workflow, not a Gemini 3 Pro offer.
Summarize material: turn a reading pile into a study set
This is where Gemini Notebook separates from the chat apps. You hand it the actual sources, a PDF, a scanned page, a lecture recording, and it produces a study guide, a quiz, flashcards, an infographic, or an audio overview built only from those files. Because the answers are grounded in your uploads with inline citations, a wrong "fact" is usually traceable to a real page you can check, not invented from nowhere.
The free tier is generous for a single semester: up to 100 notebooks, 50 sources each, 50 chat queries a day, 3 Audio Overviews a day, and a separate 3 Video Overviews a day, per Google's help center. Heavy users hit those daily caps; a premium tier raises them. If you're 18 or older inside Google Workspace for Education, you can now spin up personal class notebooks in Google Classroom that stay grounded in your instructor's materials.
One caution for under-18 users: Gemini Notebook keeps responses limited to uploaded materials with inline citations, which is a safety and accuracy feature, not a bug. It won't free-associate the way an open chat model will, and for studying that restraint is the point. If your work is research-heavy and you need a tool that pulls and cites outside sources honestly, that's a different job, and the best AI for research without the fake citations covers which tools cite straight versus invent references.
Work through problems: coach, don't copy
For practice sets, the goal is to get unstuck without skipping the thinking. Free ChatGPT is the default here. Since August 6, 2026, ChatGPT Free and Go run GPT-5.6 Luna with unlimited text chats, and a Think button gives it more time on a hard step. Study Mode is designed to push back, prompting you for the next step rather than printing the full solution. You can always ask it to show the whole worked answer once you've tried, which is the honest way to use it.
Claude Sonnet 5 on Claude Free is the strong second for problems that need a concept un-knotted before the arithmetic. If the work starts from course files in Google Classroom, use a personal class notebook in Gemini Notebook where your Workspace for Education account is eligible. Gemini 3 Pro Preview is historical, not a current recommendation: Google shut down its API model on March 9, 2026. Whichever tool you pick, verify the final answer. Hallucination rates on factual recall still run from roughly 3 to 19 percent depending on the model and its reasoning settings, and a confidently wrong step is easy to miss when you're tired.
Which tool for which job
Map the task to the tool and the choice gets simple.
Note-taking
Gemini Notebook Formerly NotebookLM. Flashcards, quizzes, audio and video from your own files, cited.Explaining a concept
Claude Sonnet 5 The Claude Free default. Patient, step-by-step explanations.Practice problems
ChatGPT (GPT-5.6 Luna) Unlimited free text chats; Study Mode coaches the steps instead of dumping answers.Class materials
Gemini Notebook Personal class notebooks for eligible Workspace for Education accounts.The free picks, and where they tap out
You don't need a subscription to cover all three jobs, and one real student deal is back. On August 19, 2026, Google announced that US college students can get one year of Google AI Pro free, and students in more than 140 other markets one year of Google AI Plus. You have to redeem by December 31, 2026, verify your student status through SheerID, and add a payment method, and the plan renews at the standard price unless you cancel. The older deals are history: ChatGPT's global student discount ended in May 2025, and Google's earlier 12-month Gemini offer ended January 31, 2026. Anthropic still doesn't sell individual Claude student discounts, only campus-wide Education plans and an ambassador track. The free tiers cover the rest.
- Gemini Notebook (formerly NotebookLM): free tier, no card. Caps at 50 chat queries, 3 Audio Overviews, and 3 Video Overviews a day.
- ChatGPT Free (GPT-5.6 Luna): unlimited text chats, subject to OpenAI's abuse guardrails; file uploads, images, and other tools still have limits.
- Claude Free (Claude Sonnet 5): free tier with a usage cap that resets through the day.
- Gemini Notebook class notebooks: available to eligible Workspace for Education users; school-account and admin settings apply.
- Google AI Pro student offer: one free year for US college students, redeem by December 31, 2026. Google lists AI Pro at $19.99/month, so set a reminder to cancel before the year ends if you won't pay that.
If your study time is mostly writing-heavy, essays and long answers rather than flashcards, the model that holds a thread matters more than the study features, and the best AI for writing anything long ranks them on voice and stamina. And for a full map of which tools are free with no credit card and exactly where each one taps out, the best free AI with no subscription goes tier by tier.
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